Personal finance means managing all financial activities such as making money, spending, saving, and investing. If you are messy at managing your finances you might need to get some ideas from some of the best personal finance books.
A list of some of the best personal finance and money management books to make you financially successful is presented below:
All-Time Best Personal Finance Books
1. Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!
Rich Dad Poor Dad is the number-one personal finance book of all time. Its been nearly 25 years of success of Robert T. Kiyosaki’s Rich Dad, Poor Dad in the arena of personal finance, and has transformed millions and millions of lives on money, finance, and investing.
Kiyosaki shares his growing-up story with his real dad and best friend’s dad (rich dad) on how they shaped his thoughts regarding money and investing. This book will explain to you what is the contrast between working for money and money working for you, what to educate your children about money & investing and for their financial success, and much much more.
2. I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works
I Will Teach You to Be Rich, is the second one of the must-read personal finance books. It will completely change your perspective of getting rich, what it teaches you you spend your on all your favorite stuff and you still get rich.
Ramit Sethi, a personal finance expert, who has been called a “wealth wizard” by Forbes gives you 6-week plans for clearing up your finances that really work. Sethi’s strategies are practical yet easy to implement now, will show how to crush your debt, how to automate your finances so that it goes where you want, how to be expense-stress-free, and more. And even in this updated version, you will get new tools, insights on money, psychology, and how the story of people already living richer life through this book.
3. Broke Millennial: Stop Scraping By and Get Your Financial Life Together
Broke Millennial is one of the best intro books to personal finance than other. The financial expert Erin Lowry teaches you beyond the basics of credit card debt, investing, and budgeting, through savvy and smart guides to make you a financial badass.
It goes through your mental aspects of finances, helps you to understand the relations of your mind and money as you grow up, helps you to stamp out a bad financial mindset and adopt a new good one, and tips to handle different situations that might arise, and make your money on tracks that pay more.
4. Why Didn’t They Teach Me This in School?: 99 Personal Money Management Principles to Live By
It is right in school we learn English, Maths, Science and other subjects but they did not tell us about how to manage and make money. The author Cary Siegel has shared the 99 personal money management techniques that can be an extraordinary present for school and college-level students and even for adults. Siegel shares easy-to-read-digestive 99 ways that can be applied by any individual user to manage his money effectively. Siegel’s principles more focus on the qualitative side than the quantitative side.
5. The Financial Diet: A Total Beginner’s Guide to Getting Good with Money
Indie Personal Finance Bestseller The Financial Diet by Chelsea Fagan is one of the best personal finance books for beginners who don’t care about money management. Are you running into overspending, under student debt, try to live on an entry-level salary, The Financial Diet will give you tools on what means to invest and how to do it, how to make a budget and stick to it, ways to get good with money, recipe to celebrate your first salary. And, of course, more, you might also enjoy its personal finance advice on its Youtube channel.
6. Clever Girl Finance: Ditch debt, save money, and build real wealth
Clever Girl Finance author Bola Sokunbi shows her financial mistakes and how she redeemed them which she wants to share with you and new generations to ditch debt, save money, and build real wealth. Inside you will learn, monitor your expenses, make a budget and stick to it, build a confident money mindset, start and succeed on your side hustle, powerful stories from the world’s clever girls.
Clever Girl Finance is made by the women’s community and is mostly best for women. Because women know what they want financially, their needs, strengths, and future goal. To be said it is one of the must-read personal finance and money management books for women at any age once in a life to find financial success.
7. Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence
Your Money or Your Life by Vicki Robin is one of the most influential books ever written in personal finance, a wonderful book that can really make your life. Here, you will learn, to clear your debt, start saving, save money by good habit and mindfulness, declutter your life problem, invest and build your wealth, and most importantly make a good relationship with your money to realize your financial freedom. In this updated version A Frugal Guru Mr. Money Mustache gives time-tested wisdom for all modern topics, index funds, side hustle, freelancing, and tracking your finances online.
8. The Total Money Makeover: A Proven Plan for Financial Fitness
America’s one of the best finance coaches Dave Ramsey gives you a simple yet straightforward plan to reach your financial fitness. The Total Money Makeover is one of the best New York Times bestsellers selling more than 5 million copies. Inside The Total Money Makeover, you will learn, to build a sure-fire plan to pay your all debts, the 10 most dangerous money myths, and create and secure a nest egg for emergency and retirement.
9. Dave Ramsey’s Complete Guide To Money: The Handbook of Financial Peace University
Dave Ramsey’s Complete Guide To Money is the second book of Dave Ramsey’s on our list of best personal finance books. This is also a must-read book just like The Total Money Makeover. It will give your questions answers from a-to-z about money. Also, you will learn, to make a budget, save, dump debt, and invest, and also about marketing, insurance, mortgage options, and bargain hunting.
10. The Psychology of Money: Timeless Lessons on wealth, greed, and Happiness
Morgan Housel an award-winning author provides useful insights and tips on how to manage your money effectively. Morgan gives you insights into what money really is, how to gain it, use it, build wealth, and find happiness. Though the book was published in 2020 it has helped millions of people, a most anticipated book on finance and money management.
11. The Science of Getting Rich: How To Make Money And Get The Life You Want
The Science of Getting Rich is one of the classic books on personal finance by Wallace D. Wattles. Though published in nearly 1910 still its wisdom are impactful and has made hundreds of thousands of people find their rich and happy life. What it teaches you we are controlled by outside forces of the world, we must start to live from the inside. We face situations and react to them either positively or negatively, negative repels money, we must be on the right frequency to attract money.
12. StrengthsFinder 2.0
Are you seeking to know your strengths? StrengthsFinder is simply a useful and valuable way to discover your talents, first introduced in 2001, its first version of the online assessment helped millions of people to find their top five talents. In this latest version, StrengthsFinder 2.0, you will experience a new improved version of its popular assessment and more. Said, in this ever talent drive society we need to know and build out strengths it is important to fit and get success.
13. 12 Months to $1 Million: How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
If you want to own a business and do not know how to start Ryan Moran will teach you. In 12 Months to $1 Million, Moran guides you in a one-year plan through three stages, first The Grind (Months 0-4), 2nd The Growth (Months 5 – 8), The Gold (Months 9-12), to sum up, these stages, first you choose idea and product, second start selling, and in the last stage, you will establish series of products. This book is for both new entrepreneurs and experienced too, Moran has helped more than 100 entrepreneurs to cross the seven-figure income business.
14. The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
David Bach’s The Automatic Millionaire starts with a powerful story of an American average couple who make more than one million dollars in saving after retirement though they never earn more than $55,000 a year. The Automatic Millionaire actually teaches you that you have to make a plan and the rest will be done automatically, for you will get a realistic system, timeless principles, and more.
The uniqueness of The Automatic Millionaire is that to be a millionaire you don’t need a budget, don’t require willpower, don’t need a lot of money, can set up the plan in an hour, and achieve your dream.
15. The Power of Habit: Why We Do What We Do, and How to Change
In The Power of Habit, the author Charles Duhigg reveals the secrets of habits that make all difference whether it is between billionaire and millionaire, or success and failure, or even life and death. In Duhigg’s fascinating book, you will discover the power of the right habits to change your life, community, and even the world because the right habits always make a big difference.
16. Personal Finance For Dummies
In Eric Tyson’s Personal Finance For Dummies, you will get expert advice to ensure your finances are on right track, and strategies to improve your finances. From saving, budgeting, reducing debt, and investing with the needed tools you can take charge of your financial life. It also covers investing and managing your individual, family, and business life.
17. Raising Your Money-Savvy Family For Next-Generation Financial Independence
Pittner and Nordman will show you how to motivate your children to manage money. They make mistakes. This book is not all about parenting but is beyond. It will give you actional ideas on how to manage your family finances and motivate your family members’ mindset to learn from mistakes, earn, save, and invest for next time as well as the next generation.
18. But First, Save 10: The One Simple Money Move That Will Change Your Life
But First, Save 10 author Sarah-Catherine Gutierrez provides you with great, joyful, practical, and inspiring advice on how you can make your finances for your life. It is also one of the must-read books for women to make their personal finance look greater, and anyone can be benefited. What you will learn about personal finance is to save enough and invest to retire, create and retain funds for emergencies, pay debts, and serve for future expenses that bring joy and happiness in life.
19. The Everything Personal Finance in Your 20s & 30s Book: Eliminate your debt, manage your money, and build for an exciting financial future
If you are in your 20s and 30s this book might be very useful for you. It will give you basic ideas about investment, loans, credit cards, and retirement. The early 20s will learn about credit cards, rentals, student loans, and so on. If you are near your 30s probably have life experiences, you will learn, about mortgages, retirement, emergency fund, and how to invest wisely, and so on.
20. The Index Card: Why Personal Finance Doesn’t Have to Be Complicated
Harold Pollack a professor at the University of Chicago teams up with Helaine Olen to give you important financial advice and how to fits on an index card. The Index Card is a must-read for newbie investors in personal finance they will not find a better guide.
21. The Millionaire Next Door: The Surprising Secrets of America’s Wealthy
The Millionaire Next Door authors offer you one of the best guides to managing your wealth. Based on a powerful examination of America’s wealthy society’s life it gives 7 secrets of wealthy people that they are doing repeatedly. It contains 8 chapters, each chapter is filled with interesting facts to inspire you.
22. Personal Finance For Teens By Carol H. Cox
Personal Finance For Teens By Carol H. Cox is a great book for teens that provides a basic guide on the financial world that every kid must read before leaving home. If you are a school kid, you will get basic financial world knowledge such as opening, and managing student checking accounts, writing resumes, impressive interviews, managing credit cards wisely, and more. A good book also for parents to give their kids a good introduction to personal finance.
23. Money Honey: A Simple 7-Step Guide For Getting Your Financial $hit Together
A bestselling author and former financial advisor Rachel Richards give you fun-to-read lessons on everything you need to know to how to crap your finances together and have a prosperous life. You will get 7 easy steps to make your financial $hit together, a 4-bucket saving strategy, and 4 golden rules for investing, being debt-free, making a retirement plan, and of course more.
24. How Much Money Do I Need to Retire?: Uncommon Financial Planning Wisdom for a Stress-Free Retirement
Are you planning for your retirement, if yes the book How Much Money Do I Need to Retire? help you to make a good retirement plan. Todd R. Tresidder, an author and former hedge fund manager will give you a clear answer on how to navigate the retirement saving questions. Through his website and podcast, Tresidder has helped thousands of like you to find their financial freedom now you also can take advice from him for your successful retirement planning.
25. Zero Debt: The Ultimate Guide to Financial Freedom
Do you know 8 out of 10 Americans owe one type of debt? Do you want to live a debt-free life? The author Lynette Khalfani-Cox will give you an easy understanding of a 30-day step-by-step plan to set your finances that just works. The author gives you strategies on how she made 100,000$ credit card bill pay off without missing a single payment in just 3 years, and so you can too. In this revised and updated version of Zero Debt, you will get extra tips on how to get debt-free life.
26. The One-Page Financial Plan: A Simple Way to Be Smart About Your Money
A financial advisor Carl Richards gives simple ways to understand how to understand your money, and why it really matters to make a big financial plan. In life unexpected things happen, no matter what happens in your life this book helps you to overcome the gap from where you are with money to where you want to be with it.
27. Millionaire Teacher: The Nine Rules of Wealth You Should Have Learned in School
A really amazing book to make you financially free. The author Andrew Hallam gives easily understandable tips on how he became a millionaire from a high school teacher just by following his simple rules. Hallam’s 9 rules explain to you what and how to invest, how to deal with banks and your portfolio, and most importantly just one hour of work in a year to beat experts just by correcting and reviewing your progress.
Bottomline
Select any books from the above best personal finance books and manage your finances and money as you want it should be.
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